In today’s world of complex financial regulation, we can advise you on staying compliant without compromising innovation.

Our teams offer guidance to regulated entities in the wealth industry. We advise alternative investment funds (AIFs), general partners, regulated fund managers, self-invested personal pension operators (SIPPs), small self-administered scheme pension administrators (SSASs) and independent financial advisers (IFAs) on their regulatory requirements.

For unregulated funds and their fund managers, we can advise on fund formation, investment management agreements, subscription agreements and investor categorisation.

We provide perimeter advice on the circumstances in which authorisation by the Financial Conduct Authority (FCA) is required and when it isn’t. We can help corporate finance consultants to ensure they comply with financial promotions regulations.

We work with IFAs and brokers to support compliance with the regulations for setting up in business.

We advise on the law and regulations that affect you in your sector, including Markets in Financial Instruments Directive (MiFID), financial promotions and Consumer Duty.

If you’re an FCA-regulated business, we can draft commercial terms and conditions that meet your regulatory requirements.


  • Perimeter advice
  • Regulatory advice on fund formation
  • Financial promotions
  • Client categorisation
  • Ongoing compliance with the regulatory regime
  • Drafting of commercial contracts

How will the Consumer Duty impact the wealth management sector?

Released in October 2023, The Wealth Mosaic’s UK WealthTech Landscape Report is a comprehensive guide to the technology and related vendor marketplace for the UK wealth management community. Our Financial Services Regulation experts’ feature considers the newly implemented Consumer Duty and its likely impact on the wealth management sector.

Having come into force on 31st July 2023 for all open products and services in the UK, many firms have already implemented their Consumer Duty plans. Read our feature article on the implications of the Consumer Duty on the wealth management sector or view the full UK WealthTech Landscape Report by The Wealth Mosaic.