Debt Finance

We are an experienced, responsive legal team that understands the need for commercially astute advice and pragmatic solutions across the full range of debt finance products and situations.

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We make complex situations simpler.

We represent a diverse range of lenders, corporate and private equity clients, assisting them with all their debt finance requirements. We frequently advise our clients on complex funding structures and debt transactions that need to be delivered quickly.

Our broad client base gives us a comprehensive understanding of all sides of a transaction and the continual need to maintain focus on the key issues and commercial essentials for our clients.

Our practice extends across the full range of debt finance transactions, from acquisition and leveraged financings and structured debt arrangements to simpler corporate loan transactions and includes all forms of security and intercreditor arrangements, frequently with an international element.

When things don’t go to plan, our industry knowledge and ability to draw on specialist legal expertise from across the firm enables us to advise businesses and their lenders facing financial distress on the full range of options and best course of action.

Expertise

  • Acquisition and leveraged finance
  • Real estate/asset finance
  • Development finance
  • Cross-border and international transactions
  • Refinancings, restructuring and distressed debt
  • Public sector finance
  • Social housing finance
  • Corporate and syndicated lending/borrowing
  • Non-performing loan sales and trading

Meet the team

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2023 | Debt finance deals review

2023 was a busy year for our team, working with some of our amazing clients on 48 deals with a total value of more than £300 million.

Watch the video to find out more about the global deals they’ve been busy with.

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Testimonials

  • The debt finance team at Capital Law have been instrumental in helping us on many of our leveraged finance transactions, across our private funds. The team’s depth of knowledge, professionalism and commitment to client satisfaction are outstanding. Throughout our partnership, Capital Law have been more than just legal advisors, they are our trusted partners.

    Rebecca Sinclair | Senior Investment Manager
    WestBridge LLP

  • I have always been thoroughly impressed by the professionalism and dedication exhibited by Capital Law. However what I am more grateful for is the relationship built up with the members of the Banking and Property teams in particular. The commitment to understanding our needs and providing tailored advice has been invaluable. It can be rare to find a firm that provides such a high level of expertise with a truly client centred approach.

    I look forward to continuing my relationship with Capital Law in the near and long term future.

    Bryn Adams | Relationship Manager
    Hodge Bank

  • I have worked with Capital Law’s debt and real estate finance teams for a number of years, and we have an excellent working relationship. The team are friendly yet professional and extremely responsive which helps me to manage my client’s expectations. They give clear, relevant, and thorough advice and their support has been invaluable. I know I can trust the team and can pick the phone up at any time.

    Alex Loxton | Relationship Director, Corporate Banking South West & Wales
    HSBC UK Bank plc

  • To the awesome Capital team, you have been phenomenal in your representation of us in the face of mind boggling idiocy. We are extremely grateful for your diligence, professionalism and good humour throughout this process. We look forward to the next one and couldn’t conceive of finding a better business partner to work with us over the next few years.

    Shane Higgon | Finance Director
    Ascona Group

  • Chris Lewis and the banking team at Capital Law have been instrumental in helping us with this deal. Their commercial and pragmatic advice was invaluable, ensuring a smooth, timely and professional experience. We are grateful for their continuing support and look forward to working with them again.

    Myrddyn Hughes | Senior Relationship Director, Corporate Centre – South Wales
    Santander UK Corporate and Commercial Banking

  • I just wanted to convey what a great job the Capital Law team and specifically Chris Lewis did in helping me get the transaction to completion. There were a number of last minute issues, but Chris went out of his way to help me to find commercial solutions as I worked with stakeholders in the borrower company to find a solution.”

    Claire Sedgwick | Deputy Fund Manager, Property
    Development Bank of Wales

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