Emma is a Solicitor in our Debt Finance team.
She advises clients on a wide range of debt finance transactions including senior and mezzanine lending, leveraged and acquisition finance, real estate investment, bilateral and syndicated loans, and secured and unsecured loans with lenders (banks, private equity, and funds) and commercial borrowers both in the UK and abroad.
Emma has extensive experience advising all market players, including lenders and borrowers, in respect of investment, development, and leveraged finance matters, including corporate restructurings and refinancing. Her primary focus has been arranging secured facilities for the purposes of corporate and real estate acquisition and/or development. Emma also has considerable experience advising private equity firms and investment funds on complex transactions.
Having spent five years in the Banking department of an international City firm in a paralegal role, Emma joined Capital Law in 2022, qualifying as a solicitor in March 2025.
Expertise
- Acquisition & Development Finance
- Secured and Unsecured Lending
- Bilateral & Syndicated Loans
- Real Estate Finance
- Cross-border Financing
Recent work
Canadian National Banks
Advising two Canadian national banks on the accession of a new English subsidiary to an existing facility for a Canadian banking customer and preparing capacity and enforceability legal opinions in respect of the English obligors and English law security and guarantees.
Household name window company
Working for a household name window company on a £6.5m debt financing arrangement with a lender to support its acquisition-led growth strategy, including co-ordination of internal and external legal teams and proactive management of CPs, signing process, and completion.
Global logistics company
Assisting a global logistics company in its capacity as lender on a secured term loan provided to a subsidiary company for the purposes of developing and manufacturing a state-of-the-art electric powered cargo truck.
A private equity house
Working with a private equity house on the refinance of a £4.25m senior secured revolving credit facility, including ensuring the relevant conditions precedent have been satisfied and managing input from multiple stakeholders.
A national bank
Assisting a commercial banking client’s commercial portfolio team in respect of partial and full redemption of loans owed by its existing customers and arranging the release of relevant security at Companies House and the Land Registry.
Assisting a national bank in respect of their suite of security and finance documentation for use across its entire debt portfolio, including a review of several key loan documents and proposing amendment to bring them up to date and in line with market standard approaches