Charlotte is an experienced corporate insurance and insurance litigation lawyer with legal experience in the UK and Australia. Charlotte has primarily worked with large international insurers, reinsurers, and corporate clients.

Charlotte has experience in a variety of insurer defence matters such as D&O liability, property damage, casualty claims, and professional indemnity claims. She has acted as coverage counsel for insurers in multi-million-dollar D&O disputes and class actions, as well as providing coverage advice to both insurers and policyholders.

As part of her regulatory and corporate insurance background, Charlotte has provided non-contentious corporate governance advice and drafting support to foreign and domestic companies setting up business in the UK and Australia and maintains corporate secretariat services. In addition, she has been involved in preparing various PRA and FCA applications, drafting compliance policy documents and advising insurers and insurance intermediaries on regulatory compliance issues and principles.

Charlotte also frequently works on corporate transactions undertaking legal and regulatory due diligence, drafting necessary applications and advising on outsourcing agreements post-acquisition, specifically for regulated companies.


  • Insurance
  • Insurance claims and litigation
  • International
  • Coverage advice and disputes
  • Corporate insurance (including transactional work)
  • Company secrétariat
  • Policy drafting
  • Financial services regulation

Recent work

 Overseas insurers and insurance intermediaries
Assisted overseas insurers and insurance intermediaries with PRA and FCA applications to set up a third country branch in the UK.

Regulatory policies
Drafted regulatory policies for an insurer client in line with new FCA governance rules.

Australian underwriter
Drafted constitutions and shareholder agreements for an Australian underwriter.

International insurer
Advised an international insurer on statutory governance requirements and prudential standards.

Financial services’ corporate transaction
Regulatory due diligence for a financial services’ corporate transaction and accompanying change in control and SMF applications.

Review and drafting of e-commerce and third-party contracts.

FCA guidance
Provided regulatory advice as part of a transaction on whether products offered were “insurance” in line with FCA guidance. Involved several cross-border companies.


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