Huw Thomas (Capital Law)

Huw Thomas

Legal Director
Banking & Finance

Huw joined Capital in April 2017, having gained extensive experience over 20 years in London (the City and Westminster) and Chester.

Huw’s expertise is in both secured lending work and general commercial real estate transactions. He acts for numerous funders involved in facilitating purchases, refinancing (including on property portfolios) and development. In addition, he has advised on various transactions involving site acquisition and development.

Huw enthusiastically helps deliver training on property law and developing the skills of trainees.

The Legal 500 publication has stated that Huw is ‘noted for his transactional expertise’ and that a client singled out his ‘astute legal brain’. He has been profiled in Property Week.

I’d like to thank Huw, on behalf of HSBC, for further deepening our relationship with our client, by supporting and advising expediently on this deal. I’ve never before received such a positive response from a customer relating to the work completed on their Property purchase.

Joel Dunning, Relationship Manager at HSBC

  • Supported the Banking and Finance partner on a £12m piece of work for M5 Associates Limited, involving the acquisition of development land in Luton with planning permission for three residential tower blocks.
  • Led the team acting for the Bridgend branch of Handelsbanken in respect of a loan to a South Wales company providing small business services for start-ups and growing businesses in Wales.
  • Part of the team advising Barclays Bank Plc when securing a five property portfolio deal. This involved facility agreements and complex security which culminated in the production of a certificate of title for each of the properties.
  • Lead advisor for the owner of the YMCA building in Pontypridd, advising on the major re-development of the Property together with the development funding from the Arts Council of Wales.
  • Advising on a £13m refinancing and intra-group transfer of a portfolio of commercial property in and around Cardiff.
  • Regularly acting for HSBC and borrowers on a dual representation basis on acquisitions particularly in the holiday park sector.
  • Advised WCVA and WLGA on their new Cardiff city centre office lettings including fit out requirements.
  • Commercial development
  • Corporate support transactions
  • Development finance
  • Land acquisition and disposal
  • Portfolio management
  • Property security work – acting for lenders and borrowers
  • Refinancing transactions
  • Third sector



  • Legal Director, Capital Law Limited (Jan 2023 – present)
  • Consultant, Capital Law Limited (Apr 2017 – Jan 2023)
  • Partner, Jolliffe and Co LLP (2013 – 2017)
  • Consultant, various law firms (2011 – 2013)
  • Partner, Bircham Dyson Bell (2007 – 2010)
  • Senior Associate, Bircham Dyson Bell (2004 – 2007)
  • Associate, Bircham Dyson Bell (2002 – 2007)
  • Solicitor, Ashurst (Sept 1996 – Oct 2000)
  • Trainee Solicitor, Frere Cholmeley Bischoff (Sept 1994 – Sept 1996)


  • Nottingham Law School: LPC (1993-1994)
  • University of Oxford: BA, Law (1990 – 1993)


  • The Law Society of England and Wales
  • Trustee of Sherman Theatre


  • Welsh