Rachel is a Partner and leads our Financial Services team. She is an experienced financial services regulatory lawyer.
Rachel is a regulatory lawyer, specialising in the financial services and technology sectors, particularly Fintech and Insurtech. Rachel works with some of the most innovative financial services companies in the UK and internationally, alongside more traditional financial services businesses.
With 23 years’ experience in tech and commercial law, Rachel has built a well-respected team of lawyers who are focused on giving non-contentious advice to both innovative disrupting Fintech clients as well as more traditional financial services firms.
Rachel is a founding advisory board member of Fintech Wales and is ranked 1 in the Chambers & Partners Fintech Legal Guide for Wales. Her team is ranked Band 1 in the same guide.
Rachel advises on a broad range of regulatory and insurance issues in the financial services, insurance and technology sectors.
Her clients are Fintechs and Insurtechs, crypto-asset businesses, wealth management firms, IFAs, banks, payment service providers, mortgage lenders, loan and consumer credit providers, financial services comparators, placement agents, insurers, insurance brokers and SIPP operators.
Her work includes financial services regulatory advice, FCA/PRA authorisation and change of control applications, regulatory advice relating to the launch of new products and services, changes to FCA rules, compliance with PRA and FCA rules and EU regulations, contingency planning for Brexit, drafting and negotiating customer terms of business, KYC and IPID documents, appointed representative agreements, distribution and outsourcing agreements. She gives specialist regulatory due diligence advice on the sale and purchase of financial services businesses.
Rachel advises Fintech businesses developing innovative new products, including strategic and product structure, drafting policy wording, terms of business agreements and advising on UK regulation of financial products.
Rachel has expertise advising on the commercial and regulatory aspects of cryptoassets and blockchain.
She is a member of the Fintech Wales advisory board.
Rachel often assists clients on cross-border regulatory issues, collaborating with her personal network of specialist regulatory lawyers across the world.
Many thanks for this succinct summary of the regulatory status of our various activities. I think this is an exceptional body of work.”
Ian Pettifor, Co-Founder and CFO, Azur Group
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